100% of the world will use bitcoin and it could cost hundreds of dollars equivalent to move a utxo on the base layer, like take it to the extreme where one sat is worth one of today's dollars. Practically speaking only whales (owning >= 1 whole coin) and layer 3's like fedi's move coin on the base layer to service their lightning nodes.

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There you go. You just said it yourself: 500k sats will be dust. I don’t believe that only whole coiner will be able to transact on-chain. I think 1m sats will always be economically viable.
?? In that hypothetical, 500k sats would be the equivalent of half a million today's dollars