Bitrefill: could be shut down, forced to KYC. Debit cards: 99% KYC, 1% at risk to be shut down with your money on it Places accepting bitcoin: as said, not many, unless willing to relocate, but mixed feedbacks from those who tried. Cash: you need to have a job where you can earn cash in an economical world fighting it like hell. IMHO the lever is increasing the number of places accepting bitcoin and people spending bitcoin. This is in our hands. All the other ways out will be too fragile.