IT IS BOTH.
It's natural for some actors to want to pigeonhole it into a box.
But that doesn't change the fact that it is still a superior form of a medium of exchange, thousands of times faster, more secure and more private than any other. And its also the best form of money, property and store of value ever invented.
We the people must push it as a medium of exchange since its not in their best interest.
Which comes first the chicken or the hen?
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MOE will come naturally as more and more people use it as SOV