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Contrary to popular belief, it's actually GenX which dominates the charts of affluent households, not Boomers. At a ratio of about 4.75 to 1, GenX accounts for 57% of households as those who either earn at least $210,000 or have a net worth of about $1.8 million. Boomers represent 12% of such figures, with Millenials and Zoomers rounding out the remaining 31%. Affluent boomers are spending significantly though, as seen by this figure from page 4 of Visa Business and Economic Insights, Redefining rich—the geographic dimension of the affluent from November 2025 image From the article "While total spending peaks around age 50, consumption for individual categories peaks at different ages. These differences tell the story of how consumer priorities shift over their lifetime—starting families and buying homes in their 30s, traveling and dining out in their 50s, and healthcare needs later in life. These patterns apply to all consumers, affluent and non-affluent alike." image If you're interested in this, you can find the full report at https://images.globalclient.visa.com/Web/InovantElqVisaCheckout/%7Bb87b01bd-8689-478b-b89f-ad9938b85350%7D_VBEI-us-economic-insight-affluent-spending-FINAL.pdf #economics
2025-12-01 01:59:33 from 1 relay(s) 1 replies ↓
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Think there may be a distortion here, 2 things combine to make these misleading statistics. Boomers are more likely to be retired than any other group taking more of them out of the income race. Boomers are more likely to have pensions than any other group. That gives them access to resources without pushing up their net worth like 401k based retirement.
2025-12-01 13:40:05 from 1 relay(s) ↑ Parent Reply