Issuing loans is their business. They can’t just print to cover their payroll, like the central bank, or to create a welfare system, like a congressman.

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Issuing loans from nothing is still money printing, still inflated the supply, and allows them to make interest loaning out capital that they never owned. If I give you a loan to buy a car, but I never owned the car (or its value), then you paying me rent for it through the loan is essentially fraud. Yes this is how the banking system just works, but I’m saying it’s normal operation is a horrible system. 😁