But the normie nonbitcoin crowd will need to use Cashapp to “pay with bitcoin.” Cashapp has a really cool feature where you send cash, they receive cash or bitcoin via the Bitcoin rails. If your not into bitcoin, your not gonna be able to do it any other way. Don’t get me wrong, I like what their doing and I’ve been selling what their doing since November. But they still have pain points for normies to get setup and if the normie has no reason to do it’s they won’t take the time to get it setup.

Good points. I don't think a normie that doesn't have bitcoin has a reason to pay with bitcoin unless the place doesn't take cash and they forgot their card. CashApp to Square has no privacy.