Assuming USD is debasing at min 10% per year. You would lose around 65.13% of your purchasing power after 10 years, 87.84% after 20 years, and 95.76% after 30 years.
Saving for 30 years in fiat currency to buy a house doesnβt make any sense
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At the beginning of a fiat standard, before inflation really sets in, you would only need to save for 2-5 years based on the figures I provided, and you could afford a house.
In a Bitcoin standard, there would be ~no inflation and the same would be true too.
The idea that it takes 30 years of labour to buy a house in the first place is very specifically a fiat created problem. A manufactured issue that has become so normalized that almost everyone with a house has a mortgage of that length, because that's the only way to afford it. This only became the norm after the FED started raising rates and inflating the currency.

