The lenders stated perspective is rugability. For example in many regions they will not lend against a house without a concrete foundation that it is attached to so that it cannot disappear after the mortgage is placed.
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Manifesting good
It is more structural than mere structure :-) .. for a young couple , investing in home beats any other investment..including bitcoin
Home ownership helps grow neighborhood which helps grow babies :-) ..besides it is the backbone of American capital market ..
This short video is from longer audio episode that explains lot more ..
https://fountain.fm/episode/ziZu1t1Yhp2qATAM1U3p