Great read, lots of well put findings.
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Thought/thesis/idea: the sinister core strategy behind it all is:
Taking away the ability to save from lower/middle class people, drastically reduces their power on the labour market.
Thus it effectively forces lower/middle class to offer their time/labour at low cost, basically providing for the disproportionately large consumption of the upper class for relatively cheap and continued.
It keeps people from building wealth from no wealth.
Before Bitcoin, there was practically no way for lower class people to actually save.
Buy USD 200/month worth of real estate? Possible, but the fees take most of the gains.
Same with stocks.
Gold? Who can buy small amounts monthly and keep them safe without the fees eating up the gains?