Kinda always been interested in having a sense of independence and control of my money. Came from my single mom who had to really track her budget and get creative with both income and saving on expenses.
Always good to start with getting a handle on your overall situation- most important is cash flow and a good sense of your budget. Don’t forget random things like birthday presents, annual fees for shit, lift tickets, etc. Net worth is next. Have an emergency fund. Spend less than you earn, continue to ratchet up saving/stacking as your earnings go up. And have something specific to save for so when you have to make a hard decision, impulse won’t always win :) The other stuff like insurance coverages, rent v own, etc. are important, but lots of resources on them and suggest focus on the basics ( positive cash flow, emergency fund, no high-interest debt). hope that helps and good luck.