It is less the balance that matters but the current on-chain fees that determine the cost of closing the channel. And these fees are very, very low at the moment.
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Perhaps if there is a force closure of someone's lightning channel you could auto send the client a breakdown of what happened and clarity on the funds flow/fees etc. It's a shitty end user experience and undermines trust (understanding the closure might not be Alby's fault etc). I have zero idea why my channel would just cease to exist but I'm not keen to open a new one with Alby until I understand the why if it.