neither. for private BTC payments use Liquid or Lightning. Monero is a shitcoin with high risk of 51% attack.
Monero Under Siege: Qubic’s Bold 51% Attack Strategy Using Economic Incentives
In a high-stakes power play, Qubic—a mining pool operated by IOTA co-founder Sergey Ivancheglo—is attempting to seize control of Monero’s net...