I agree with Vitor on this point fwiw:
Gigi's avatar Gigi
Separating each payment type into its own kind makes more sense since this list will inevitably grow and Kind 0 metadata is supposed to stay small because we need to load this everywhere.
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Spam the relays with a different event for every payment address that someone has and load all of them, every time you load their profile? And then you have to retool the clients, every time someone comes up with another payment address. Nah, kind 0 and kind 10133 and you're done.