For those who are interested in learning more about the shambles of a system called "Britcard" here is the paper of the "Think Tank" that proposed it.
When you read the words "Think Tank" bear in mind that this is the collective grouping of words that describes a bunch of freshly graduated university students and a bunch of of other lower grade working people, who have never had any job in the private sector, or even tried to start a business on their own. And have all studied essentially not useful in the real world subjects Policy, Politics and classic English literature.
https://www.labourtogether.uk/all-reports/britcard