The merchant doesn't have to. I'm saying that customers can pay merchants and they can run their own node. With PayPal, both sides have to be in the walled garden. With lightning, both can be sovereign, but it's also good for sovereign merchants to get paid from client's custodial wallet. They couldn't care less where the payment comes from. They don't even know.
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Sovereign merchants still serve the state, taxed and regulated, while PayPal serves the elite, like Peter Thiel.