The last thing to fail won’t be AI. It will be liability. Hype can fail. Safety frameworks can fail. Observability can fail. Audits can stall. But when an insurer says “we won’t cover this system,” the conversation is over. No insurance means: • no enterprise deployment • no government contracts • no real-world scale That’s the revelation. Not “AI went rogue.” Not “alignment failed.” Just this question: Who owns the consequences? If behaviour isn’t specified in advance, it can’t be signed. If it can’t be signed, it can’t be insured. If it can’t be insured, it can’t scale. That’s when everything collapses into one requirement: Human-readable, verifiable behaviour. Not prompts. Not probabilities. Not vibes. Behaviour first. Consequences attached. That’s the bottom. --- #DamageBDD #BDD #AI #AutonomousAgents #Liability #Insurance #Compliance #Regulation #MachineEconomy #Bitcoin #Nostr