Good question, check out Shamir secrets online with an AI. Look at projects like Codex32.
Using it for keys currently isn’t pretty, because you need all keys to come together on place for reconstruction…
But for wallet descriptors, I think it’s great. It’s a way for me to split my wallet descriptor into three shares of cypher text. Any two shares enables me to reconstruct the wallet descriptor.
So I can have a share, my family can, and some legal inheritance planner can, and unless they collude, no one can see my financial activity. It’s just an extra step and tool for greater privacy!
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