1) We help out our friends and family without putting a monetary "price" to it. The de facto expectation is that they will also help us, in one way or the other, when necessary. It's called social capital. If you're an asshole and take advantage of the people close to you, sooner or later, you will inevitably run out. Capitalism and money helps to expand and extend that close-knit circle (which is based on trust) to the world and minimizes the trust barrier (via money). 2) You don't repent? You don't fix your mistakes? You don't try to get better at the things you're bad at? Suffering is inevitable, but if you don't repent (i.e. do your best to make less mistakes) you will suffer even more because you'll know that you could actually do better, but choose not to. You don't have to believe in any God or structure, that doesn't mean they don't exist or don't help you. There's plenty of people who don't believe in capitalism. Yet, the minuscule amount of actual free market capitalism that exists has provided us (and the people who object to capitalism!) a lot of protection and provisions. 3) It doesn't matter what you believe or look like or do, it has nothing to do with me. As long as you're not breaching anybody's right to life, liberty and property, you are free to do as you wish. 4) Regarding gratitude I would say the same as repentance - you can live without it, if you want to. But it will probably be a miserable existence, at least more miserable than it has to be. 5) The things I have offered to the world are out there, and I will continue putting them out there. Interacting with them, using them, building upon them - can be done without permission. As you are not part of my close friends or family, the extent of my care towards you has limits. But writing this, hopefully giving you some food for thought, I'd say, also qualifies as care - care within boundaries. 6) Everything is fused with everything :) BTW, I don't subscribe to any particular religion. I think all religions, while (originally) trying to convey something true and meaningful, have fallen victim to what every centralized entity falls prey to: power and corruption. Also, I don't think viewing God as a separate, personified entity is a very narrow view. If one wants to personify God, I'd say probably the 2 best ways to do that would be to: 1) Regard God as your conscience 2) Regard God as the ideal version of yourself. I have a WIP text on how I view the nature of reality, and what the word "God" means in my estimation, if you want a further insight into my thought process: https://medium.com/@mckontext/unified-creation-energy-theory-ucet-8814041ed94c