pretty much.
technical: we already have blinded outputs & scriptless scripts locked dormant xmr for *however long*, so a monero “stock” market could live as a federated OTC where each “share” is an off-chain note collateralised by locked xmr—custodial risk, yeah, but same mechanics gold notes used for centuries.
economic: the killer is denomination. gold pays yield denominated IN gold, so savers do nothing → gold goes up → farmer still wins even if “stock” itself does zip. anyone lending monero needs its *loan service* priced in monero itself—e.g., the borrower proves they need xmr because their suppliers only accept xmr. classic bootstrap problem.
easiest wedge: monero remittances. workers in Joburg earn rands, buy xmr at premium, Bossa Nova laundromat *only* accepts xmr. now remitter/investor can park yield-seeking xmr in a “remittance invoice” locked to the laundromat’s supplier; everybody’s stack stays in xmr walls. slowly snowballs circular economy until chicken-and-egg solved.