I gave up on running ligthining nodes just to Zap people here on Nostr. I'm not using ligthining for anything else. I'll accept the risk if WoS loses a few of my sats.

That's exactly my position. I just shut down my channels and now I just move small amounts of BTC into a custodial wallet as needed. I never keep more than 50k sats in the lightning wallet as I only use it for zaps. The rest is kept on-chain. I just don't transact enough volume to justify the expense of running my own node.