because in an ecash system, the user creates the ecash, and the mint blinly signs it. It's a user-mint interaction, that only works if both parties play by the book. It's not just like the provider/bank says they are using ecash, and you have to trust them. If you don't understand or would like to know more on how it works, let me know

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sure thing! Here in this article is a short explanation on how it works: Here are some slides I made a while back, illustrating the process: there is also a simulator, if you want to know about the more technical details: https://numbnoot.gandlaf.com/ it doesn't display well on mobile though, so only visit the site on desktop