That's sounds cool, the question is do they all use the same mint? Trusting a mint, is the issue. Do you see clients establishing some sort of federation?
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Likely many different mints for each sender and receiver!
looks like the risk profile would be the same as WoS, trusting the mint vs trusting WoS custodian.
the big benefit imo would be blinded and offline payments
The mint doesn't care if you live in the USA 🇺🇲