I do believe that sats on Lightning are real sats, but set aside, you can't be rugged by a centralized mint on Lightning.
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But how will you setup Lightning without centralized node behind? You cannot ask every Signal user to run their own node. Cashu solve this as you can use any cashu mint to connect to a node anonymously and for thos who want, you can connect your own mint/node or a trusted friend mint/node.