You that is not realistic right? People are going to keep using custodians, so we should use the best available technology for that (ecash)
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You are free to help corporations, governments and cucks. I prefer to use available resources to improve self custodial UX.
Compliant ecash already exists since years:
GNU Taler Documentation — GNU Taler
It's a bit different. Taler identifies merchants.
Remember that mints are not obligated to KYC