No, because the defense is now *also* much easier. Watchtowers are trivial, since they just spend the latest tx. I was originally of the same mind as you, but this seems to be our direction anyway, since people want zero reserve for UX reasons...

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It's always cheaper to mutual close so it's only when you're going to close unilaterally. And at least this peer is very unlikely to open a channel with you again if you're a pratt. It's hard to quantify reputational damage though, to be fair.