Not trying to rain on your parade but I have some questions. What about fees aren’t you getting hit when you convert to sats then again when you convert to fiat? Seems like you would end up with less sats then just paying bills directly in fiat first and converting what’s left over it bitcoin for saving?

Report back if you can. I’m curious to try it out but haven’t had time to dig too much into it

I've used it since day 1.basically you can keep SATs or dollars on strike and then they pay for the bill from your account. If you use SATs, they handle the tax accounting for you, but personally I just use it as my bank and then use strike to buy from folks on to lasts BC this year I've decided to only buy Kyc free sats. 100% of my bills flow through it. From the transaction history, the one time I used SATs to pay a bill, there was no fees besides a 3 sat routing fee. So unkess their spread is off, I don't think it cost anything extra. Also I think there are only buy fees on strike but even if there are sell fees, my strategy works.