Exactly! That's how it should be but, unless you do the work yourself, a letting agent has hoops to jump through. Apparently. I was born and bred here, I was fuming
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Almost everybody is trust worthy almost 100% of the time.
Living your life on that basis and potentially getting scammed a couple of times in your life gives a far better than living your life assuming everybody is a crook and looking to scam you.
We are supposed to be innocent until proven otherwise