Bitcoin doesn't do that without counterparty risk.
But if you do want to increase your risk, then you can do DeFi lending using various platforms.
I suggest DYOR for your best local platform(s).
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No so he doesn’t wanna do this - he has a large stack relative but has some spare cash and wants to invest and live off the monthly dividends.. he is older so wants to chill and enjoy the fruits of his labor.