It's a matter of culture. It's a matter of values and daily priorities chosen at the individual level. We have to raise children to value certain types of work and see the natural tendency towards shedding responsibility as a sin. Communities must value self-defense and natural recycling of waste, self-managed water collection and purification, universal participation in small scale farming/gardening, etc. Our current global capitalist culture values a lazy individual because lazy individuals buy lots of services and gadgets.

It sounds like you are saying the fiat mindset needs to change. I can see that changing that could leave room for a change of values that lead to a change in culture.