Crypto derives has a latin meaning, which is to keep private.
What you refer is a virtual coin, good for casino and speculation games.
Monero is what Satoshi hoped to see available. It is mined by anyone with a normal CPU instead of dedicated chinese farms with ASIC/GPUs and delivers privacy on transactions without excuses.
There is no surprise that everyone in the real-world is using today Monero for purchases. Only fed employees and religious maxis refuse to see that.