If you’re going the KYC route then Kraken has the lowest fees and spreads I’ve seen. Might want to compare those spreads/fees add up over time especially if you’re converting all your money every payday.
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Yes, there’s no fees to buy with paychecks, just to sell it there’s a fee and obviously a sending fee, I’m not sure if they charge a fee to send or if it’s just an onchain fee