I understand how the halving works. I was just saying currently ~19.7 million BTC is still less than 21 million BTC. Bitcoin is still technically inflating until ~2140 Yes, Bitcoin will eventually have less/no inflation to Monero, but Monero's inflation as a % of total supply is always decreasing. Blockchains need to pay miners in some way or it doesn't work . You can pay them with inflation, tx fees, or a mix. Depending on tx fees to secure the chain, along with a fixed blocksize, leads to ridiculously unusable fees when it is even moderately used (see $100+ tx fees earlier this year - will get worse the more it is used). It's a trade-off. >"Monero’s rate of inflation is similar to gold, but that means it is not as good of a store of value as bitcoin. " The same thing that supposedly makes Bitcoin a better store of value arguably makes it a worse money: Gold/Monero tail emission + periodically lost/burned coins = reality: roughly stable supply = asymptotically ideal money Bitcoin fixed supply + periodically lost/burned coins = reality: constantly decreasing supply = incentivized never to use (more analagous to a digital asset) 'Such expectancy creates reluctance for bitcoin investors (hodlers) to spend their bitcoin, since they believe it a sensible probability they’ll be surrendering future growth in doing so.' >"Blockchain transparency is a feature, not a bug. Bitcoin is superior in every way." Depends, superior for what ends? Definitely not superior for privacy, fungibility, and targeted mining censorship. >"How does buying Monero with a debit card offer any more security than transacting on a Bitcoin L2 that mimics Monero?" You don't necessarily need a debit card to get Money. You can work for it, sell goods for it, or buy it with cash. Those transacations have to eventually settle on-chain at some point. A liability for whoever is managing those channels. They can also be force-closed against their will leaking data on chain. It's kind of apples and oranges to compare a blockchain to an L2 anyway since they have different advantages. Would be more analogous to compare an eventual Monero L2 to a Bitcoin L2.