Here’s a list of the most common types of funds movement fees in the American banking system: 1. Overdraft Fee: Charged when you spend more than your account balance, typically $30-$35 per transaction. 2. Non-Sufficient Funds (NSF) Fee: Applied when a transaction is declined due to insufficient funds, often $25-$35. 3. Wire Transfer Fee: For sending or receiving money via wire transfer, usually $15-$50 (domestic) or $40-$80 (international). 4. ATM Fee: Charged for using an out-of-network ATM, typically $2-$5 per transaction, plus potential surcharges from the ATM owner. 5. Transfer Fee: For moving money between accounts at different banks or services (e.g., ACH transfers), often $0-$10. 6. Stop Payment Fee: For requesting a bank to stop processing a check or payment, usually $20-$35. 7. Foreign Transaction Fee: For transactions in a foreign currency or processed internationally, typically 1-3% of the transaction amount. 8. Cash Advance Fee: For withdrawing cash using a credit card, often 3-5% of the amount or a flat fee (e.g., $10). 9. Bill Pay Fee: For using the bank’s online bill payment service, though many banks offer this for free; fees, if any, are $0.50-$2 per transaction. 10. Check Cashing Fee: For non-customers cashing checks at a bank, often a flat fee ($5-$10) or a percentage of the check amount. Fees vary by bank and account type; some may be waived for premium accounts or under specific conditions. Moving Bitcoin on blockchain? One gas fee. Plain and simple. No bank required. Just a wallet. Proof of work Proof of stake Demand Proof of value from the bankers.