Taxes. No taxes on loans against assets.
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Long-term cap gains taxes are 15%, versus APR is 13%. Taking on custodian risk for 200% of your needed collateral to save net 2% doesn't make sense.
Feel like I am missing a key piece
If its btc the cagr is 26%+ the longer you hold it. Figure offers 10% apr at 50% ltv. No payments if you wanted.
I like assets you can borrow against. Some more than others cause I couldn't borrow against my home. No job and super great terms.
The answer depends. Probably not a 1 size fits all.
If you sell, thank you for the sats.
If you hodl, thank you for the price pumps.

