You don't understand fractional reserves. Let BlackRock and Saylor gain a little more coins and they will play this card. FR is a bankers wet dream. There can easily be 210M IOU Bitcoin and you and even Satoshi can do nothing about it. Bitcoiners fear the "infinite supply" of Monero while there is almost zero custody of Mobero that could lead to a prolonged fractional reserves game. Meanwhile Bitcoin is just in the first innings.