thats the thing...I have a family that requires school, a house, utilities...I can't just trade bitcoin with some other bitcoiner for diesel fuel and a generator and live in a shack in panama while vibe coding and blogging. I'm glad people do, but thats not how I want to live.
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it's not a budgeting problem? everybody has fiat expenses.
I just hold cash rather than deal with the friction of moving back and forth.