Oh so you want my money for free?? Lmao you socialist are the greedy plague

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I don't want your money.

You want a free loan. Who's money are you borrowing?

at what level is usurious?

Bro doesn't understand time preference.

The root of the evil is inflation of monetary supply, aka "printing". That is why a dollar today worth more than a dollar tomorrow. If don't compensate for this devaluation of currency, no one will lend you. So, direct your anger at central banks and governments, not at lenders.