Spencer called me this morning. First time in months. I thought maybe he'd finally seen the light. Maybe the crash had knocked some sense into him. 'Dad,' he said, 'I just bought another 0.5 BTC at $60,000. Dollar-cost averaging.' He spent $30,000 to own half a digital token while it was in freefall. I couldn't even finish my coffee. I hung up and bought another 10 ounces of gold instead.