I suppose if you were willing to add complexity you could have multiple signed at different rates.
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I’d want to reduce complexity, so I’ll go back to the drawing board
Have you looked in to a Bitkey?
They have tools to help with inheritance.
Bitkey: Self-custody bitcoin wallet
Introducing inheritance, simplifying the transfer of bitcoin to future generations
We built Bitkey to be a device worthy of holding your bitcoin. That means it’s made to protect your funds today and into the future. And now, wit...