The title to something is proof of ownership. So I'll remove your "almost". They don't own a title to their property, the land. The title of real estate is a "color of title" to the land.
Paying for defense makes sense. It's a mafia technique.
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Then just don't pay. See how that works out for you. You don't have to pay for titles, in some jurisdictions, for one of three reasons:
- there is no functioning title law and have fun with that
- the land is completely worthless, so there is no competition for it, so why bother
- the state retains all titles and only lets you lease, with little recourse.
You know where nobody is moving to? Those places. You don't have to defend your right to possess and control land there because nobody else wants it.
Humans only have a natural right to property they can defend. Not to everything that has come into their possession through some accident of fate. Part of leaving an inheritance is arranging and maintaining the property, so that they don't lose the inheritance.
If the value of the property goes up, that increases the cost of enforcing your title, so you have to be more productive to cover that cost.
Everyone wringing their hands over this are being ridiculous. They only own anything, themselves, because their ancestors chopped the original owners' heads off and took it. The title you pay for means nobody can easily do that to you because the law will take it back and lock them up.
You must be thinking that I'm saying something that I'm not. Enjoy yourself.