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You can say that again. The entrepreneur and the problem that they are trying to address or fix are the most important determinants. One entrepreneur sees financial inclusion/payments as a problem, creates Paypal and another creates Bitcoin. Both novel in their own ways at the time they were created, but no doubt one more is consequential than the other.
Absolutely! Satoshi also proved that sometimes incremental change is a bad idea, given the scale of certain problems. You just have to swing for the fences. Risky? yes, but the pay off was absolutely worth it