100% is a good target

100% isn’t realistic. If you have a simple can 🥫in your reserve you have an asset in your wealth not available in Bitcoin sats.

I don't think many people count their food and stuff as an inversement asset. If so most people who have 90% of their wealth as clothes, shoes, book, electronics, furniture and other garbage with no resell value.

Everything is an asset, with a use power that depends of the situation: in case of w3r, epidemic, crisis food, shoes, books, furniture, can have huge value: saying I am exposed 100% is a mathematical mistake currently made by Bitcoiners that cannot or don’t want to count correctly. Maybe 99,999% if you are a cypherpunk since 2009 otherwise I don’t see the point.