Top 20 U.S. banks by unrealized-losses / CET1.
CET1 (Common Equity Tier 1)
A bank’s real power bar.
It’s the core capital.
Cash + stock + retained profits.
That potentially protects it when losses hit.
Think of CET1 as a bank’s health meter in boss mode.
When it runs out, game over.
1. Union County Savings Bank (NJ) Assets: $1.5M; Unrealized loss: $216k; CET1: $151k; Loss/CET1: -142.8%.
2. Cb&S Bank, Inc. (AL)
Assets: $2.8M; Unrealized loss: $275k; CET1: $317k; -86.7%.
3. Independence Bank (KY)
Assets: $3.8M; Unrealized loss: $274k; CET1: $332k; -82.6%.
4. Green Dot Bank (UT)
Assets: $4.8M; Unrealized loss: $280k; CET1: $407k; -68.8%.
5. The Citizens Bank Of Philadelphia (MS)
Assets: $1.6M; Unrealized loss: $81k; CET1: $125k; -64.3%.
6. Bank Of Labor (KS)
Assets: $1.1M; Unrealized loss: $51k; CET1: $80k; -64.3%.
7. PeoplesSouth Bank (GA)
Assets: $1.1M; Unrealized loss: $77k; CET1: $120k; -64.2%.
8. CoreFirst Bank Trust (KS)
Assets: $1.2M; Unrealized loss: $68k; CET1: $107k; -63.1%.
9. Citizens Bank And Trust (FL)
Assets: $1.4M; Unrealized loss: $71k; CET1: $112k; -63.0%.
10. The American National Bank of Texas (TX)
Assets: $5.5M; Unrealized loss: $301k; CET1: $498k; -60.3%.
11. Armstrong Bank (OK)
Assets: $2.5M; Unrealized loss: $146k; CET1: $260k; -56.3%.
12. Intrust Bank, N.A. (KS)
Assets: $6.8M; Unrealized loss: $396k; CET1: $727k; -54.4%.
13. USAA Federal Savings Bank (AZ) Assets: $106.5M; Unrealized loss: $4,863k; CET1: $9,097k; -53.5%.
14. Principal Bank (IA)
Assets: $8.9M; Unrealized loss: $360k; CET1: $686k; -52.5%.
15. Inwood National Bank (TX)
Assets: $4.2M; Unrealized loss: $222k; CET1: $430k; -51.6%.
16. Horizon Bank, SSB (TX)
Assets: $2.4M; Unrealized loss: $115k; CET1: $225k; -51.0%.
17. First National Bank And Trust Co. (PA)
Assets: $1.1M; Unrealized loss: $68k; CET1: $138k; -49.5%.
18. Simmons Bank (AR)
Assets: $26.6M; Unrealized loss: $1,260k; CET1: $2,575k; -48.9%.
19. Citizens Bank & Trust (AL)
Assets: $1.1M; Unrealized loss: $49k; CET1: $101k; -48.2%.
20. First Arkansas Bank And Trust (AR) Assets: $1.1M; Unrealized loss: $56k; CET1: $116k; -48.2%.