“Not everyone is luke-jr whose security practices are to keep a copy of his 'offline' wallet on an online system with a copy of the passphrase for it just stored in a file next to it.” - gmaxwell
This is who you are trusting when you run Knots.
https://groups.google.com/g/bitcoindev/c/nOZim6FbuF8/m/fk30wcgJAwAJ?utm_medium=email&utm_source=footer&pli=1