Agreed. But in which are you more free? 1. Paid off $200k house with 0.1 Bitcoin. 2. $200k house with $100k mortgage and 1.1 Bitcoin. That house is a geographical anchor and tax target either way. We can both agree that the paid off house AND the 1.1 Bitcoin is best, but the tied up equity in the house is the only way for many to be able to pay down owning a whole coin over time without the price running away from them.

Zero houses and more Bitcoin.