we see the 3 failures. It looks like it's on your end perhaps. The bank might have flagged it since you've done a lot of international transactions maybe?

I have done multiple transactions in order to be able to update my projects and I also have generated quite a few stories using my story generator which uses Shakespeare AI. Now after getting my Erwerbsminderungsrente, I wanted to top up 50$ credits and suddenly it said possible fraud detected and now I can't send anything anymore to Shakespeare AI. The same happened to my OpenRouter account btw, can't top up that anymore since months as well.

Even Lightning doesn't work.

Well, Lightning doesn't work as well.