exactly. and go on twitter and say "send me $0.25 on cash app" and you will hear crickets. i know it's a lazy comparison, but it is quite interesting. i know discoverability is a thing for sure, when 100 people are in a room, they will know each other by the end of the night put 1,000,000 in a room, and it's a little tougher to form "pods" so i get it's different, but let's see how it turns out