But more *scientifically*:
- find out how much money you spend in a year
- take that times ten
- once you stack in Fiat terms didn't fall below that number in the bear market bottom, you should be set for live 😇
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I have a slightly more risqué approach. Yearly needs x4. (With an equal amount still held in BTC. Sell at cycle tops, rinse and repeat.
I'm not confident I will be able to time any tops, so I would just sell monthly, to hodl as long as possible.
Maybe twice the monthly amount around the hype phases, not sure 🤔
In my projection I just assume a 10% yearly increase which is very bearish, and ignoring inflation.
But if you're gonna take a shit on your bosses desk you want to take a very conservation approach 😂
And who knows, we might go banana soon 🤷♂️