When all Money service registered then it can made a database of business in which can be tracked in case some fraud , customer losing their fund , or bankruptcy. This is why registration is important . In my point of view .
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Most big banks have lawsuits every year regarding money laundering and fraud and they pay a fee and never go to jail. However if you are a small business you are screwed. In perfect world you could see it that way, but that system doesn’t take into account corruption from inside the system.
It’s true that registration can bring transparency, but it shouldn’t become an excuse to suppress open-source and decentralized software.