High concentration gives you a similar risk level, regardless of the asset. It's unreasonable to expect normal users to become cryptographers. Better to expect them to diversify wallets. Best to diversify wallets _and_ assets. And invest in the people around you. Surround yourself with people who would continue to care about you, even if you were broke. They remain your best insurance against all risk and **we have no idea what man-made horrors are fast approaching us**. This was just the warning shot.